All files are in Adobe Acrobat PDF format. If you don't have the free Adobe
Acrobat Reader installed on your system (most new systems do) go to www.adobe.com
and install it.
To download to your hard drive follow these directions
1. Right click on the file above that you want to down load.
2. Save Target As
3. Pick location to save the file to (I prefer
4. Click Save
5. When it is finished downloading find it on your Desktop
and double click to open.